President & CEO
Frank is the creator of the FlexWage business solution. He manages the strategic direction of the business and leverages his expertise in the market to drive key relationships and exposure.
Prior to founding FlexWage, Frank managed the Commercial Payment Solutions business at JP Morgan. He was responsible for P&L management, business strategy, and product development. Frank’s leadership spanned both domestic and global program offerings. He also managed the Visa/MasterCard relationships and sat on the commercial executive council for both networks. During his six years of leadership, JP Morgan grew from the fifth largest provider to become the market leader, increasing annual volume from $4.5 billion to $30 billion.
Prior to joining JPMC, Frank was president and CEO of two emerging technology companies providing enterprise technology and process automation solutions for the airline and corporate travel industries. Frank is credited as the inventor of three business system and process patents and has served as an industry expert, frequently featured in the media and at market events.
Frank also spent 12 years at American Express, holding various management roles in the Merchant Services division. He was a central figure in the development and launch of the American Express Corporate Purchasing Card and was highly recognized in both sales and management roles.
Senior Vice President
Chris leads the Business Development team at FlexWage and is responsible for advancing FlexWage’s mission of providing financial wellness tools to LMI employees, by engaging with new partners and clients, globally.
Prior to joining FlexWage, Chris was Director, U.S. Market Development for Mastercard, where he oversaw business development and relationship management for several of MasterCard’s largest U.S. merchants.
Previously Chris held roles in Mastercard’s Loyalty and Rewards business, with global responsibility for Product Management, Product Development and Strategy and Analytics. Chris also spent 10 years at JP Morgan Chase holding various roles within the U.S. Consumer Card business.
Chris holds a B.S. in Computer Science from Siena College and an MBA from Columbia University.
Charles serves as head of the FlexWage technology group. In this capacity, he is responsible for IT strategy, development, and operations of the FlexWage systems.
Prior to joining FlexWage, Charles was a Senior Development Manager in IBM's Workplace, Portal, Lotus, and Collaboration division. He had worldwide responsibility for mobile Java technology development and managed OEM relationships and integration with top-tier device manufacturers including Palm, Samsung, and Nokia.
Charles has 20 years of experience in leading software R&D teams and delivering high-value, flexible, scalable, maintainable software solutions. His technology experience spans traditional card processing, online payment systems, mobile handsets, e-commerce, and military analysis. He has led rapid system development for several start-up ventures, developed high-volume e-commerce sites, and he oversaw the architecture and development of an emerging transaction processing system at Hypercom Corp. Prior to collaborating on FlexWage, Charles worked for Frank Dombroski at i-Tinerary Travel Solutions, where Charles led the systems development.
Charles holds a B.S. in computer science from the University of North Carolina at Asheville and completed IBM professional programs in project management, management, and technology leadership.