FlexWage.com and WageGoal.com Web Site Privacy Statement

FlexWage® and its trusted partners believes that privacy is important to the success and use of the Internet. This statement sets forth FlexWage’s Privacy Statement for FlexWage.com and WageGoal.com and describes the practices that FlexWage will follow with respect to the privacy of users of this site. From time to time, we may change this Privacy Statement. For example, as we update and improve our service, new features may require modifications to the Privacy Statement. Accordingly, please check back periodically.

By Enrolling and/or becoming a Registered User, you consent to our collection and use of information as described in this Privacy Statement.

What is personally identifiable information?

Personally identifiable information is information that can be used on its own or combined with other information to identify, contact, or locate you, such as your name, address, email address, telephone number, social security number, employer information, and date of birth.

How is information collected, used, and disclosed?

We do not collect personally identifiable information without permission from you or your employer. On some of our sites, we may request that you voluntarily supply us with information, including your e-mail address, street address, telephone number or other information so that we may enhance your site visit or follow up with you after your visit. Whether you provide any information is entirely up to you.

If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. In some circumstances, FlexWage may share information you voluntarily provide us with trustworthy business partners. We do not sell or rent personal information collected through this site to anyone. Also, FlexWage may provide aggregate statistics about visitors to our sites, such as volume, traffic patterns, and related site information to reputable third-party vendors, but these statistics will include no personally identifiable information. FlexWage may also disclose information in special cases when we have a good faith belief that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect and defend our rights or property; (c) enforce the Web site Terms and Conditions of Use; or (d) act to protect the interests of our users or others. If we are acquired by, or otherwise consolidate with another organization, personally identifiable information could be transferred along with our other assets.

What are cookies and how are they used?

Some FlexWage sites, like many other commercial web sites, may utilize a standard technology called “cookies” to collect information about how our site is used. Cookies were designed to help a web site operator determine that a particular user had visited the site previously and thus save and remember any preferences that may have been set while the user was browsing the site. Cookies are small strings of text that web sites can send to your browser. Cookies cannot retrieve any other data from your hard drive or obtain your e-mail address. If you are simply browsing a FlexWage informational site, a cookie may be used to identify your browser as one that has visited the site before.

We may also make use of memory-based cookies in support of authenticating the user of certain FlexWage web applications. Similarly, if you are a registered user of a site providing service to FlexWage clients (and have a user ID and password), we may use cookies so that we can provide personalized information based on preferences you have indicated while using the site. Although you have the ability to modify your browser to either accept all cookies, notify you when a cookie is sent, or reject all cookies, it may not be possible to utilize FlexWage services which require registration if you reject cookies.

What are your choices regarding collection, use, and distribution of your information?

If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. If, in connection with your use of a particular service, we ask to use your data in a way not described in this Privacy Statement and you do not wish to permit that use, you can choose not to use the particular service.

If you have voluntarily provided personally identifiable information, we may, from time to time, send you news, updates, or other information regarding products and services that we think may be of interest to you. If you do not want to receive such communications, excluding information directly related to your Account, you can unsubscribe by checking the ‘unsubscribe’ button in the email you receive from us.

How can you correct, access, and update your information?

You may view and edit your personally identifiable information at any time by updating your Registered User profile or contacting us using the link provided on the web site.

How do we protect your information?

We exercise great care to protect your personally identifiable information. This includes, among other things, using industry standard techniques such as firewalls, encryption, intrusion detection and site monitoring. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, we cannot ensure or warrant the security of any information you transmit to us or receive from us. This is especially true for information you transmit to us via e-mail. We have no way of protecting that information until it reaches us. Once we receive your transmission, we make our best effort to ensure its security on our servers.

Internally, we will restrict access to your personally identifiable information to employees who need access to the information in order to do their jobs. These employees are limited in number, and are committed to our privacy policies.

We will review our security arrangements from time to time as we deem appropriate.

How can you help protect your information?

If you are using a FlexWage web site for which you registered and chose a password, we recommend that you do not divulge your password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Also remember to sign out of the registered site and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if others have access to your computer.

Links to Third-Party Web Sites

FlexWage sites may contain links to other sites, including those of our business partners. While we seek to link only to sites that share our high standards and respect for privacy, you should also review those sites’ privacy statements to find out their privacy practices. We are not responsible for Third-Party Sites or their privacy practices.

Links to Plaid via WageGoal.com

By becoming a Registered User of our WageGoal Service you acknowledge that you have read and understand Plaid’s Privacy Policy, available here https://plaid.com/legal/#privacy-policy regarding how Plaid collects and uses personally identifiable information.

Location of Servers and Transfer of Information

Our servers are located in the United States. If you are located outside of the United States, be aware that the information you provide to us will be transferred to the United States.  By using our Websites, the Services, or providing your Personal Information to us, you consent to this transfer and to the collection, storage, processing and use of your personally identifiable information in the United States.  If you are located in the United States, our Service Providers may not be located in your geographic area in the United States.  By providing your personally identifiable information on the Website, you consent to the transfer of your personally identifiable information to these Service Providers.

If you have questions or concerns regarding this statement, you should contact us at privacy@flexwage.com.