Upward Mobility Is Our Mission

We believe that everyone deserves a chance to live their best financial lifestyle — now and in the future. Address employees’ number one stressor – financial stress – and they can reach their full potential.

We believe hard-working employees living paycheck-to-paycheck deserve help to break the destructive cycle of bank overdraft fees and predatory loans. That’s why we created our patented OnDemand Pay to help people access the earnings they’ve worked hard for, when they need them. Building from there, we believe people deserve support to put aside enough for the future, while still having a cushion to enjoy the occasional indulgence that makes life so sweet. That’s why we created Sum180 to give them step-by-step support and insights towards reaching their financial goals.