News + Insights — FlexWage

Misleading EWA State Payroll Deduction Issues

January 25, 2023

Misleading EWA state payroll deduction issues are used by some Earned Wage Access (EWA) vendors when promoting their EWA solutions. This article is a part of our EWA Fact Check Series designed to clarify claims and disclose disinformation on regula… Continued

Earned Wage Access Regulatory Scrutiny and Compliance

January 23, 2023

By FlexWage

Estimated reading time: 3 minutes Image: Woman holding mobile phone with FlexWage OnDemand Pay application on the screen. Increasing Regulatory Scrutiny Growth in the Earned Wage Access industry has increased regulatory scrutiny from Feder… Continued

7 Regulation Forecasts That Will Shape EWA In 2023

December 28, 2022

By FlexWage

Estimated reading time: 3 minutes Image: 2023 EWA Regulation Forecast As we review 2022 and look forward to the new year, our team at FlexWage put together seven 2023 regulation forecasts for the earned wage access industry. What is … Continued

2022 Round Up Of Regulatory Compliance Impacting The EWA Industry

December 28, 2022

By FlexWage

Estimated reading time: 6 minutes Image: 2022 in review The following is a chronological outline of regulatory compliance impacting the Earned Wage Access (EWA) Industry in 2022. The US EWA industry has been growing in popularity for more … Continued

111 Statistics That Support Earned Wage Access Benefits

November 4, 2022

By FlexWage

Estimated reading time: 11 minutes Image: 111 statistics that support Earned Wage Access benefits. As 2022 ends, we compiled a round-up of statistics supporting your company’s decision to add Earned Wage Access financial wellness solution t… Continued

Constructive Receipt and Earned Wage Access

November 4, 2022

By FlexWage

Estimated reading time: 6 minutes Image: Constructive receipt is about the timing of income, not the source of income. In recent years, an income tax regulation called constructive receipt has been used as a misleading sales tactic to differe… Continued

To Deduct Or Not To Deduct — The Facts About EWA Payroll Deductions

October 28, 2022

By FlexWage

Estimated reading time: 6. 5 minutes Earned Wage Access models recover fees and funds through payroll deductions or intercepts. Continued

Creating Competitive Advantage with Financial Wellness Benefits

October 13, 2022

By FlexWage

Estimated reading time: 7. 5 minutes Image: Financial wellness benefits like Earned Wage Access create a competitive advantage in a hyper-competitive labor market Financial wellness benefits like Earned Wage Access (EWA) create a competitive a… Continued

7 Criteria to Evaluate the Free-To-Card Earned Wage Access Model

October 11, 2022

By FlexWage

Estimated reading time: 9 minutes Image: Free-to-card Earned Wage Access models don't mean free from fees or regulatory compliance issues. Free isn't always free Don’t you love when you get something for free? It’s an adrenaline rush t… Continued

FlexWage Receives Milestone Opinion from Kansas OSBC

July 15, 2022

By FlexWage

Estimated reading time: 4. 5 minutes Milestone opinion from Kansas OSBC states that FlexWage and its EWA clients are not subject to Kansas lending or money transmissions laws. Continued