On Demand Pay is regarded as one of “The Most Innovative & Important Employer Benefits”

Every employee’s financial situation is different, but when unplanned expenses upset the delicate balance of their budget, your employees should have access to the funds they have earned without resorting to predatory lenders.

Introducing On Demand Pay

On Demand Pay is a patented financial wellness benefit that empowers employers to help their workers avoid the debt trap associated with bank overdraft and short term lending fees. Over half of the US workforce lives paycheck to paycheck, and are forced to utilize high cost services when they experience income or expense volatility. On Demand Pay allows them to access a portion of the wages they have earned within a pay-cycle. As a low cost data driven financial benefit, there is no risk and no loan. Employers enjoy more focused, productive and loyal workforce. Employees feel relief and appreciated.

Simple Payroll Integration

On Demand Pay integrates with a variety of payroll and HRMS solutions, utilizing existing data to track and value wage accrual throughout the pay cycle.

Easy to Implement, Easy to Manage

Employers can improve employee productivity, satisfaction and retention, accelerate payroll card adoption and cost savings, while improving employee financial wellness with On Demand Pay. This unrivaled marriage of financial innovation and technology has achieved recognition from the Consumer Financial Protection Bureau and Pew Charitable Trust among others, and is recognized as one of the most powerful financial products for employers since the 401K.

Employer Benefits

  • Reduce payroll costs.
  • Improve employee productivity.
  • Improve employee satisfaction and retention.
  • Reduce absenteeism.
  • Eliminate requests for manual payroll advances.
  • Stop payday and check casher verifications.

Employee Benefits

  • Instant access to wages, as needed.
  • Eliminate check cashing fees.
  • No low balance checking account fees.
  • Eliminate payday loans, payroll advance requests and overdraft fees.
  • No credit history requirement, income verification or securitization.
  • Shop, dine and pay for services anywhere Visa or MasterCard are accepted.
  • Web and mobile account access.
  • Nationwide ATM access.
  • 100% Visa Fraudulent Use Protection.
  • 24/7/365 Customer Service.