Author: FlexWage

A responsible Earned Wage Access (EWA) program goes beyond compliance. It prioritizes employee financial wellness and, just as importantly, reduces risk for HR and payroll teams. Continued

Earned Wage Access (EWA) for employees in 2025 helps workers manage financial stress, avoid payday loans, and enhance productivity. Discover how HR leaders can implement EWA to improve retention and promote financial wellness. Continued

A clear understanding of who is responsible for EWA within your business will ensure the success of this important voluntary financial wellness benefit. This article explores primary elements to consider when determining responsibility for Earne… Continued

For many hard-working individuals, managing finances between paychecks can be stressful. When life's unexpected expenses arise, waiting for payday can feel like an impossible stretch. Continued

The Consumer Financial Protection Bureau (CFPB) recently proposed an Interpretive Rule regarding Earned Wage Access (EWA) programs. The rule is still in the comment phase of the process. Continued

As an HR leader, understanding financial tools that support your employees’ financial well-being is crucial. Two tools—Earned Wage Access (EWA) and payday loans—offer different benefits and risks. Continued

A "Covered EWA Program" was defined by the Consumer Financial Protection Bureau (CFPB) in their advisory opinion, "Truth in Lending (Regulation Z); Earned Wage Access Programs. " A Covered EWA Program must meet seven critical criteria. Continued

The following 112 power financial wellness statistics from 2023 support your company’s decision to add Earned Wage Access (EWA) financial wellness programs to your HR benefits suite. Estimated Reading Time: 13 minutes Image: Pink piggy bank… Continued