Insights Archives

22 Urgent Questions To Help You Select The Best EWA Benefit Provider

November 1, 2023

Selecting the best Earned Wage Access (EWA) benefit provider is a critical decision with far-reaching implications. Estimated reading time: 5 min Image: Question mark emblazoned in fire above a man’s outstretched hand. Continued

The OnDemand Pay Patent

October 20, 2023

By FlexWage

The OnDemand Pay patent is an innovation created by Frank Dombroski. The original patent for the Earned Wage Access (EWA) industry, OnDemand Pay, was designed to help employees navigate financial hardships through flexible pay options. Continued

The Great Divide of EWA State Legislation

September 28, 2023

By FlexWage

This article contrasts and compares the recent EWA state legislation to the Federal guidelines provided by the Consumer Financial Protection Bureau (CFPB). Estimated reading time: 10 min Image: A bridge with a divide in the center a lin… Continued

Data Accuracy Differentiates EWA From Payday Loans

August 25, 2023

By FlexWage

Data Accuracy Is An EWA Necessity Data accuracy is a core component that sets Earned Wage Access (EWA) apart from all other loan solutions, including payday loans. Estimated reading time: 5 minutes Image: Dartboard with the word “Data”… Continued

EWA At A Crossroads: It Is Time To Demand Better

June 27, 2023

By FlexWage

Earned Wage Access (EWA) is at a crossroads. As EWA increases in popularity, regulators and legislators must clearly and precisely define what EWA is and is not. Continued

Five Crucial Recommendations for EWA Regulators

May 1, 2023

By FlexWage

To protect consumers from high-cost, unfair, deceptive, and discriminatory practices, FlexWage recommends five crucial recommendations for EWA regulators. First, lawmakers must ensure that EWA solutions are employer-based instead of direct… Continued

Overcome Financial Stress with 12 Mindset, Savings, and Expense Management Tips

April 3, 2023

By FlexWage

Financial stress is a very personal experience. And because dealing with money is so personal and emotional, even if we know what we should do, we are often challenged to overcome the barriers that keep us from getting started on a better path. Continued

GAO 2023 Fintech Products Study And The Implications for EWA

March 24, 2023

By FlexWage

The GAO Fintech Study — Insights and Commentary The US Government Accountability Office (GAO) recently released its 2023 Financial Technology Study titled, “Product Have Benefits and Risks to Underserved Consumers, and Regulatory Clarit… Continued

Are You Rolling The Dice With Employee Payroll?

March 16, 2023

By FlexWage

Recent US bank collapses highlight similar risks incurred by sending your employee payroll funds to a 3rd-party Earned Wage Access (EWA) vendor to deduct any EWA transfers and fees and pay your employees accurately and on time. These payroll-interc… Continued

Seven-Day Financial Detox

March 3, 2023

By FlexWage

Take the financial detox to help you to flush out bad money habits and adopt healthy ones. Break old money habits with our seven-day financial detox. Continued

Category: Insights