EWA At A Crossroads: It Is Time To Demand Better
Earned Wage Access (EWA) is at a crossroads.
As EWA increases in popularity, regulators and legislators must clearly and precisely define what EWA is and is not. Continued
Category: Earned Wage Access
Five Crucial Recommendations for EWA Regulators
To protect consumers from high-cost, unfair, deceptive, and discriminatory practices, FlexWage recommends five crucial recommendations for EWA regulators.
First, lawmakers must ensure that EWA solutions are employer-based instead of direct… Continued
GAO 2023 Fintech Products Study And The Implications for EWA
The GAO Fintech Study — Insights and Commentary
The US Government Accountability Office (GAO) recently released its 2023 Financial Technology Study titled, “Product Have Benefits and Risks to Underserved Consumers, and Regulatory Clarit… Continued
Are You Rolling The Dice With Employee Payroll?
Recent US bank collapses highlight similar risks incurred by sending your employee payroll funds to a 3rd-party Earned Wage Access (EWA) vendor to deduct any EWA transfers and fees and pay your employees accurately and on time. These payroll-interc… Continued
Misleading EWA State Payroll Deduction Issues
Misleading EWA state payroll deduction issues are used by some Earned Wage Access (EWA) vendors when promoting their EWA solutions. This article is a part of our EWA Fact Check Series designed to clarify claims and disclose disinformation on regula… Continued
Earned Wage Access Regulatory Scrutiny and Compliance
Updated February 13, 2023
Estimated reading time: 3 minutes
Image: Woman holding mobile phone with FlexWage OnDemand Pay application on the screen.
Increasing Regulatory Scrutiny
Growth in the Earned Wage Access (EWA) industry has incre… Continued
7 Regulation Forecasts That Will Shape EWA In 2023
Estimated reading time: 3 minutes
Image: 2023 EWA Regulation Forecast
As we review 2022 and look forward to the new year, our team at FlexWage put together seven 2023 regulation forecasts for the earned wage access industry.
What is … Continued
2022 Round Up Of Regulatory Compliance Impacting The EWA Industry
Estimated reading time: 6 minutes
Image: 2022 in review
The following is a chronological outline of regulatory compliance impacting the Earned Wage Access (EWA) Industry in 2022.
The US EWA industry has been growing in popularity for more … Continued
111 Statistics That Support Earned Wage Access Benefits
Estimated reading time: 11 minutes
Image: 111 statistics that support Earned Wage Access benefits.
As 2022 ends, we compiled a round-up of statistics supporting your company’s decision to add Earned Wage Access financial wellness solution t… Continued
Constructive Receipt and Earned Wage Access
Estimated reading time: 6 minutes
Image: Constructive receipt is about the timing of income, not the source of income.
In recent years, an income tax regulation called constructive receipt has been used as a misleading sales tactic to differe… Continued