Earned Wage Access (EWA) is at a crossroads.
As EWA increases in popularity, regulators and legislators must clearly and precisely define what EWA is and is not. Continued
To protect consumers from high-cost, unfair, deceptive, and discriminatory practices, FlexWage recommends five crucial recommendations for EWA regulators.
First, lawmakers must ensure that EWA solutions are employer-based instead of direct… Continued
Financial stress is a very personal experience. And because dealing with money is so personal and emotional, even if we know what we should do, we are often challenged to overcome the barriers that keep us from getting started on a better path. Continued
The GAO Fintech Study — Insights and Commentary
The US Government Accountability Office (GAO) recently released its 2023 Financial Technology Study titled, “Product Have Benefits and Risks to Underserved Consumers, and Regulatory Clarit… Continued
Recent US bank collapses highlight similar risks incurred by sending your employee payroll funds to a 3rd-party Earned Wage Access (EWA) vendor to deduct any EWA transfers and fees and pay your employees accurately and on time. These payroll-interc… Continued
Take the financial detox to help you to flush out bad money habits and adopt healthy ones.
Break old money habits with our seven-day financial detox. Continued
Misleading EWA state payroll deduction issues are used by some Earned Wage Access (EWA) vendors when promoting their EWA solutions. This article is a part of our EWA Fact Check Series designed to clarify claims and disclose disinformation on regula… Continued
Updated February 13, 2023
Estimated reading time: 3 minutes
Image: Woman holding mobile phone with FlexWage OnDemand Pay application on the screen.
Increasing Regulatory Scrutiny
Growth in the Earned Wage Access (EWA) industry has incre… Continued
Estimated reading time: 3 minutes
Image: 2023 EWA Regulation Forecast
As we review 2022 and look forward to the new year, our team at FlexWage put together seven 2023 regulation forecasts for the earned wage access industry.
What is … Continued
Estimated reading time: 6 minutes
Image: 2022 in review
The following is a chronological outline of regulatory compliance impacting the Earned Wage Access (EWA) Industry in 2022.
The US EWA industry has been growing in popularity for more … Continued